Jody advises individuals to build an emergency fund that covers three to six months of expenses, ensuring they have a safety net in case of job loss, medical emergencies, or unexpected bills. From there, she helps them prioritize savings for short-term goals — such as vacations, vehicles, or home improvements — and longer-term objectives like education and retirement. https://www.dropbox.com/scl/fi/deuq6biswpfmv7hw0uxzc/Jody-Benson-Sharp-Empowering-Everyday-Investors-to-Take-Control-of-Their-Financial-Future.docx?rlkey=vfd5o1r8iy543xxd4dcgoo7do&st=72fg2miu&dl=0