Jody advises individuals to build an emergency fund that covers three to six months of expenses, ensuring they have a safety net in case of job loss, medical emergencies, or unexpected bills. From there, she helps them prioritize savings for short-term goals — such as vacations, vehicles, or home improvements — and longer-term objectives like education and retirement. https://www.edocr.com/v/7xral9zm/jodybensonsharp/jody-benson-sharp-navigating-savings-and-investmen